Zelle

About Zelle

Zelle is a digital payment network that enables fast, safe, and easy money transfers directly between bank accounts. Built into the apps and websites of over 1,700 financial institutions, Zelle allows users to send money using just an email address or phone number. Unlike other payment apps, Zelle typically deposits funds within minutes rather than days, and it's backed by major banks for added security. The service is free for users and doesn't require maintaining a separate balance.

Zelle: Features

• Instant Transfers: Send money directly from your bank account to another person's bank account within minutes.
• Bank Integration: Access Zelle directly through your existing bank's mobile app if they're a partner institution.
• No Fees: Send and receive money with zero transaction fees for standard transfers.
• Email or Phone: Send money using just the recipient's email address or U.S. mobile phone number.
• Request Money: Send payment requests to friends and family for splitting bills or collecting owed money.
• Bank-Level Security: Benefit from the same security measures your bank uses to protect your account.

How to download & use

1. Download the Zelle app via the link on this page or access through your bank's app.
2. Open the app and enroll using your email address, phone number, and U.S. debit card.
3. Verify your email address and phone number through the confirmation codes sent to you.
4. Accept the Zelle Terms of Service and wait for enrollment confirmation from your bank.
5. Add contacts by entering their email address or phone number enrolled with Zelle.
6. Enter the amount to send, select a recipient, add a note if desired, and confirm the transfer.